April 2021

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    The president's first 100 days assessment and where it came from

    Scholars trace the importance of the first 100 days back to the presidency of Franklin D. Roosevelt, whose swift action in the first months of his term to combat the Great Depression made his administration a standard by which presidents have since been held. He passed 76 laws, according to FiveThirtyEight, rapidly pushed through legislation that […] More

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    How much money do you need to live off of investment returns?

    Let’s assume the capital gains tax is 20% and the market year-on-year returns is 10%. To make $100,000 a year just from the return on investments, here is the math: Total yearly return before capital gains tax = $100,000 /(100% – 20%) = $125,000 Total amount invested = $125,000 / 10% = $1.25M So to […] More

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    How Covid is impacting the US economy

    Covid is a public health crisis that has changed all aspects of everyday life, including education, work-life balance, and most drastically, the economy. The economy has been affected in an unbalanced way. Different sectors are being impacted differently. The retail and industrial sectors have been negatively impacted. Retail because there are stay-at-home orders and stores […] More

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    What is metadata?

    Metadata is data about data. … A simple example of metadata for a document might include a collection of information like the author, file size, the date the document was created, and keywords to describe the document. Metadata for a music file might include the artist’s name, the album, and the year it was released. More

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    V-Shaped Recovery

    A V-shaped recovery refers to a type of economic recession and recovery that resembles a “V” shape in charting.

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    What is Run Rate?

    The run rate is a concept of how the financial performance of a company would look if current results were extrapolated into future periods.

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    How General Ledgers Work

    A general ledger represents the record-keeping system for a company’s financial data with debit and credit account records validated by a trial balance.

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    Grandfather Clause

    A grandfather clause is an exemption that allows people or entities to continue with activities that were approved before the implementation of new rules.

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    Glass Ceiling

    The glass ceiling is an invisible systemic barrier that prevents women and minorities from rising to senior-level positions within an organization.

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    Gig Economy

    In a gig economy, temporary jobs are commonplace and companies tend to hire independent contractors and freelancers instead of full-time employees.

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    Earnings Call

    An earnings call is a conference call between a public company, analysts, investors, and the media to discuss the company’s financial results.

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    Dilution Definition

    Dilution occurs when a company issues new stock which results in a decrease of an existing stockholder’s ownership percentage of that company.

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    Credit Score

    A credit score is a number between 300–850 that depicts a consumer’s creditworthiness. The higher the score, the better a borrower looks to potential lenders.

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    Coinsurance

    Coinsurance is the claim amount an insured must pay after meeting deductibles and is also the level to which an owner must protect property.

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    Churn Rate

    The churn rate is the percentage of subscribers who discontinue service subscriptions within a given time. Learn how to calculate customer churn rate.

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    Business Cycle

    The business cycle depicts the increase and decrease in production output of goods and services in an economy.

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    Why Brand Awareness Matters

    Brand awareness is a marketing term that describes the degree of consumer recognition of a product or service by its name. Creating brand awareness is a key step in promoting a new product or reviving an older brand.

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