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    Brief: Bill Gates divorce, WhatsApp saturation, Perfect Mother’s Day gift, Covid immunity

    Saturday, May 8, 2021 Short talking points Bill and Melinda Gates are divorcing. They didn’t sign a prenup. Woohoo! “WhatsApp is growing despite months of backlash over policy changes.” I think this is fake news. Because based on my conversations with friends and family in different countries, it seems like WhatsApp adoption has reached full […] More

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    Earmarks

    An earmark is a clause inserted into a spending appropriations bill that directs funds to a specific recipient while circumventing the merit-based or competitive funds allocation process. Earmarks are a feature in American public finance. Sometimes it will be reported that politicians use earmarks to fund pet projects. Honestly, I know earmarks are a real […] More

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    NBA Teams, Conferences, Playoffs

    The NBA playoffs include 16 teams, 8 teams from the Eastern Conference and 8 teams from the Western Conference. There are 30 NBA teams, 15 teams in each conference. Each conference is made up of three divisions with 5 teams in each group. Eastern Conference Atlantic Division: Boston, Brooklyn, NY, Philly, Toronto Central Division: Chicago, […] More

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    Brief: Iran nuclear deal, India Covid, Mother’s Day, NBA playoffs

    Friday, May 7, 2021 Long talking points US could return to the Iran nuclear deal in weeks. The Iran nuclear deal, also known as the JCPOA (Joint Comprehensive Plan of Action) is an agreement on halting the Iran nuclear proliferation program reached on July 14, 2015 in Vienna (capital of Austria) between Iran, the US, […] More

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    Redux definition

    brought back In Latin, redux can mean “brought back” or “bringing back.” For example: Bennifer: The Redux? Ben Affleck And Jennifer Lopez Are Hanging Out Again. More

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    Brief: Tax efficiency, Apple acquisitions, India travel ban

    Sunday, May 2, 2021 3 short talking points Tax efficiency – A financial process (set of transactions) is said to be tax-efficient if it is taxed at a lower rate than an alternative financial process that achieves the same end. An example of tax efficiency is retirement investing using a 401(k) rather than a standard […] More

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    Tax efficiency, Tax shelters, and Tax evasion

    Tax efficiency – A financial process (set of transactions) is said to be tax-efficient if it is taxed at a lower rate than an alternative financial process that achieves the same end. An example of tax efficiency is retirement investing using a 401(k) rather than a standard brokerage account. Investing in a 401(k) is more […] More

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    Brief: Stimulus, Epic vs Apple, Covid shot locations, Streaming gear, more

    Saturday, May 1, 2021 2 short talking points Should have received $1400 stimulus direct deposit last month from $1.9 trillion covid relief package. $600 in January. The stimulus checks are being given to boost the economy, they want people to spend. California appellate court ruled that Amazon is responsible for the safety of third-party products […] More

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    Gut instinct

    Gut instinct is based on your perception, worldview, and feeling. This makes it hard to argue against because it can’t be reasoned with. It is based on intuition, which is developed and refined through your experience and scientific expertise. More

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    The president's first 100 days assessment and where it came from

    Scholars trace the importance of the first 100 days back to the presidency of Franklin D. Roosevelt, whose swift action in the first months of his term to combat the Great Depression made his administration a standard by which presidents have since been held. He passed 76 laws, according to FiveThirtyEight, rapidly pushed through legislation that […] More

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    How much money do you need to live off of investment returns?

    Let’s assume the capital gains tax is 20% and the market year-on-year returns is 10%. To make $100,000 a year just from the return on investments, here is the math: Total yearly return before capital gains tax = $100,000 /(100% – 20%) = $125,000 Total amount invested = $125,000 / 10% = $1.25M So to […] More

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