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    Time value of money

    Watch the linked video for an introduction to the time value of money.

    Other key concepts:

    1. Opportunity cost – Opportunity cost refers to the value a person could have received but passed up in pursuit of another option.
    2. Present value – Present value (PV) is the current value of a future sum of money given a specified rate of return.
    3. Discount factor – The discount factor is a weighting term that multiplies future value in order to determine the present value of a good or service.
    4. Rate of return (ROR) – A rate of return is the gain or loss of an investment over a specified period of time, expressed as a percentage of the investment’s cost.
    5. Discount rate vs cost of capital – Learn about the differences between the cost of capital and the discount rate as they relate to estimating a required return for business activity.

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    How to Make Every Starbucks Drink (with Videos)

    Every Drink on the Starbucks Menu Almondmilk Honey Flat White Blonde Roast Caffè Americano Caffè Latte Caffè Mocha Cappuccino Caramel Frappuccino Caramel Ribbon Crunch Frappuccino Chai Latte Cold Brew with Salted Cream Cold Foam Dark Roast Dragon Drink Flat White Honey Citrus Mint Tea Iced Caramel Cloud Macchiato Iced Caramel Macchiato Iced Cocoa Cloud Macchiato […] More

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    How to Make Every Coffee Drink (with Videos)

    Black Coffee Espresso Ristretto Americano Long Black Doppio Pour Over Coffee Drip Coffee Batch Brew Instant Coffee AeroPress Coffee Vacuum Coffee Immersion Coffee Milk Based Coffee Flat White Cappuccino Latte Caffe Breve Piccolo Latte Macchiato Latte Macchiato Cortado Gibraltar Mocha(Ccino) Iced And Cold Coffees Cold Brew Coffee Nitro Coffee Japanese Iced Coffee Espresso Tonic Strange […] More

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    How to Make Every Mixed Drink! (with Videos)

    Numerical 19° North 20th Century Seven and Seven or 7 & 7 A Adios Motherfucker Agent Orange Alabama Slammer Alexander Amaretto Sour French Connection Amber Moon Americano Ancient Mariner Angel Face Aperol Spritz Aperol Sunrise Apple-Kneel Appletini or Apple Martini Agua de Sevilla Agua de Valencia Agua loca Arizona Biltmore Astronaut Sunrise Astro pop Aviation […] More

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    Complete List of Religions and Belief Systems

    Abrahamic Religions Judaism Conservative Judaism Hasidic Judaism Kabbalah Orthodox Judaism Reform Judaism Zionism Christian Catholicism Eastern Christianity Eastern Orthodox Church Protestantism Anglicanism Baptists Westboro Baptist Church Evangelicalism Vineyard Churches Lutheranism ELCA Methodism Presbyterianism Seventh-Day Adventism Pentecostalism Church of God in Christ Church of God Oneness Pentecostalism Latter-day Saint movement Mormonism Jehovah’s Witnesses Aladura Amish Quakers […] More

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    What is Kosher food?

    Kosher food is any food or beverage that Jewish dietary laws allow a person to eat. Kosher food is essentially food that does not contain any non-kosher ingredients. Some of the requirements of Jewish dietary law require that: Meat and milk products are not mixed together Animal products from non-kosher animals (like pork) are not […] More

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    What is halal meat?

    Halal is an Arabic term meaning “permissible”. Halal food is that which adheres to Islamic law, as defined in the Koran. Halal meat must be prepared using the Islamic form of slaughtering animals. It involves killing through a cut to the jugular vein, carotid artery, and windpipe. Animals must be alive and healthy at the […] More

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    My fascination with computer technology

    I’m fascinated by computers because they are these highly complex machines with millions of transistors that can now fit in that palm of your hand and transfer information all the way across the globe in a matter of seconds. More

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    Holy Trinity

    One God in three Divine Persons: The Father (God), the Son (Jesus), and the Holy Spirit (Holy Ghost). More

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    Holy Spirit

    The Holy Ghost who came down in the form of a dove as the voice of God at Jesus’s baptism in the Jordan River. It came down again as tongues of fire on the day of Pentecost. More

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